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One of the hard things to do after someone dies is to figure out what to do with their “stuff” – potentially even for minimalists. It’s a true gift to have someone you car about take possession of something tangible to enjoy now, while you’re alive.
For intangibles – money, for instance – having accounts beneficiary designated means the financial institutions distribute virtually automatically – no family individual has to be involved.
The effort makes things easier on your loved ones. It’s a gift to them.